Oxins Insurance Brokers
Craft Brewery Insurance, Brewed for Your Business
From Tank to Taproom, We Tailor Insurance Solutions That Protect Your People, Product, and Potential.
Running a craft brewery is as complex as it is rewarding. From production lines and packaging to hospitality spaces and distribution deals, you face a blend of risks unique to your world. At OXINS, we understand that no two breweries are alike—so your insurance shouldn’t be either.
We’ve spent time with brewers, suppliers, and distributors to understand what really matters—from reducing downtime after a claim to protecting your brand reputation after contamination or liability issues. Whether you’re launching a microbrewery or scaling operations across states, we design insurance programs that grow with you.
You focus on brewing. We’ll protect the rest.
Brewing Great Beer Takes Skill — Protecting It Takes Smart Cover
Coverage Designed for Breweries Like Yours
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Property Insurance
Protect your place, gear, and stock.
From kettles to cool rooms, fit-outs to finished product—this product covers your physical assets against fire, storm, accidental damage, and more
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Business Interruption Insurance
Keep cash flow alive if things go wrong.
If an insured event disrupts operations, this product helps cover your lost income and fixed costs while you get back to full strength.
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Public & Product Liability
Protect your business from third-party claims.
Whether it’s a guest slipping in the taproom or a product issue in retail, this policy can safeguard you from property damage or personal injury claims to third parties.
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Product Recall & Contamination
Minimise the fallout, protect your brand.
If a batch is contaminated or recalled, this coverage can help you recover quickly—handling retrieval, replacement, and protecting your reputation
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Machinery Breakdown
Because brewing doesn’t wait for repairs.
From fermenters to canning systems, cover your production lines against unexpected mechanical failures so you can keep the brew flowing.
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Directors & Officers (D&O)
Protection for the people making decisions.
Covers legal defence, investigations, and penalties arising from management decisions—so you can lead with confidence.
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Property Insurance
Protect your place, gear, and stock.
From kettles to cool rooms, fit-outs to finished product—this product covers your physical assets against fire, storm, accidental damage, and more
-
Business Interruption Insurance
Keep cash flow alive if things go wrong.
If an insured event disrupts operations, this product helps cover your lost income and fixed costs while you get back to full strength.
-
Public & Product Liability
Protect your business from third-party claims.
Whether it’s a guest slipping in the taproom or a product issue in retail, this policy can safeguard you from property damage or personal injury claims to third parties.
-
Product Recall & Contamination
Minimise the fallout, protect your brand.
If a batch is contaminated or recalled, this coverage can help you recover quickly—handling retrieval, replacement, and protecting your reputation
-
Machinery Breakdown
Because brewing doesn’t wait for repairs.
From fermenters to canning systems, cover your production lines against unexpected mechanical failures so you can keep the brew flowing.
-
Directors & Officers (D&O)
Protection for the people making decisions.
Covers legal defence, investigations, and penalties arising from management decisions—so you can lead with confidence.
Comprehensive Protection for Every Part of Your Brewery
CRAFT BREWERY
From Startups to Scale-Ups
Whether you’re a small local taproom or a growing operation, we shape your cover to match your reality—not the other way around. Let’s build a policy that fits your size, strategy, and ambition.
Why OXINS?
We’re not just insurance brokers—we’re partners who speak your language.
Industry Expertise
We understand the risks unique to breweries, from grain to glass. Whether you’re running a taproom or shipping nationwide, we’ve got you covered.
Custom Solutions
No off-the-shelf policies here. We tailor coverage to suit your setup, scale, and strategy.
Claims Advocacy
If something goes wrong, we’re in your corner. We manage the claims process, push for fast resolutions, and help you bounce back quickly.
Ongoing Support
Your risks evolve—and so should your insurance. We’ll check in regularly to make sure your cover reflects your reality.
When was the last time you heard from your broker? Let’s change that.
Craft Brewery
Frequently Asked Questions
1. What types of insurance do I need for my craft brewery?
At a minimum, we’d recommend property insurance, public & product liability insurance, public liability insurance & business interruption insurance. Depending on your brewery’s size and operations, you may also require cover for Machinery Breakdown, Motor Vehicle, Product Recall, Directors & Officers Liability & Cyber Liability. We customise packages for both microbreweries and medium-sized breweries, ensuring your coverage meets your specific needs.
2. Do I need product liability insurance for my craft brewery?
Yes. Product liability insurance is essential for protecting your brewery against claims related to harm caused by your products, such as foodborne illness or injury from contamination. This is particularly important when products are sold to the public or distributed to retailers.
3. How can I ensure my brewing equipment is covered?
We offer machinery breakdown insurance, which can protect critical brewing equipment like fermentation tanks brewhouse system, cooling system, canning lines, and kegging machines. Whether you’re a microbrewery with a small set up from Tonsen Brewing, or a medium-sized brewery with the latest Tiantai Brewing Equipment , we can tailor coverage to meet your equipment needs.
4. What is business interruption insurance, and do I need it?
Business interruption insurance covers the loss of income if your brewery’s operations are disrupted due to an insured event, like a fire or flood. This coverage helps protect your brewery from financial strain while you get back to production and distribution. It’s recommended for breweries of all sizes, especially as you grow and expand your operations.
5. Are there any special insurance needs for microbreweries?
Microbreweries often operate with smaller budgets and production capacities, so it’s essential to have affordable, tailored insurance packages. Basic coverage options like property insurance, product liability, and business interruption are typically sufficient, but we can help customize your insurance based on your specific operations and risks.
6. Can my medium-sized brewery get coverage for larger-scale production equipment?
Yes! Medium-sized breweries require more extensive protection due to larger-scale equipment and broader distribution. We offer comprehensive property insurance, including protection for brewhouse system, fermentations system, canning & bottling machines, and distribution vehicles, as well as product recall and contamination insurance to protect your products and brand.
7. What happens if I need to file a claim?
In the event of a claim, our team will guide you through the process and ensure your brewery is protected. We’ll assist you with the necessary documentation, help you navigate the claim efficiently, and work to resolve it quickly, minimising disruptions to your business operations.
8. How can I get a quote for my brewery insurance?
Getting a quote is simple! Contact us today, and we’ll work with you to understand your brewery’s needs. We’ll then provide you with a tailored quote based on your size, location, and specific coverage requirements.
9. Is workers' compensation insurance required for my brewery?
Yes, as a brewery owner, you are legally required to have workers’ compensation insurance for your employees. This class of insurance is state legislated. As a broker, we can only assist you in obtaining insurance in NT, ACT, TAS and WA. For other states see below links:
10. Can I bundle different insurance policies together?
Yes! We use multiple policy types to tailor your insurance program. that can combine different types of coverage—such as property, liability, and business interruption insurance—at competitive rates. Bundling can often lead to cost savings while ensuring comprehensive protection for your brewery.
Protect Your Passion. Brew Without Worry.
Running a brewery is more than a business — it’s a craft.
At OXINS, we protect everything from your fermenters to your future. Whether you’re just opening your taproom or scaling across states, we design insurance that grows with you.